Your database is full of closed deals. RefiAgent knows which ones reopen today.
Every day, RefiAgent checks each loan against the latest published rates, home equity, and VA/FHA windows to let you know when someone's worth a call. RefiAgent tells you who, why, and even drafts emails and texts in your voice.
Scan my book free →No card, no call, just a 20 second import.
Loan officers are already calling clients RefiAgent flagged. In their words:
"I uploaded a small list as a test on Tuesday and had a past client text me back that Friday. This was a no-brainer for me."
"It's great to have the monthly savings calculated for you. Easy to use."
"I don't use a CRM just my spreadsheet. RefiAgent was fast and easy to use."
Reviews from RefiAgent users, shared with permission. Individual results vary and are not a guarantee of client responses, closings, or commissions.
What RefiAgent actually does all day
You import your book
One CSV to start: closed loans, rates, dates. It's a 20 second import, and that's the whole setup. Add more files whenever you want; new closings fold right into your RefiAgent database.
RefiAgent monitors it, every day
Loans that are "In the Money" get flagged first, ranked by several stats for you automatically.
It hands you the who, the why, and the words
Every flag comes with a message already written, in your voice, with that client's numbers in it. Read it, tweak it if you want, and send it from your own email or phone.
"Hi Sarah, Mike here. I was looking at your loan from '23, and with where rates sit this week I think I can take roughly $300 a month off your payment. No pressure either way. Want me to run the real numbers?"
Written by RefiAgent. Sounds like you. Sent by you.
The trigger lead ban didn't protect your book. It cleared out your competition.
Credit bureaus can't sell your client's data to a stranger anymore. But the exceptions left the people who matter most standing: their bank, their credit union, and their servicer. Guess which one has their payment history, their equity position, and a retention team with a quota. RefiAgent's whole job is making sure you get there first.
The money isn't in new leads. It's in the loans you already closed.
Say you closed 120 loans in 2023 and 2024. Most of that book was written above 7%. Whatever rates do this month, a slice of those loans is already sitting on a rate gap, an open VA or FHA window, or enough equity to matter — usually 25 to 40 of them. If even a handful refinance with you instead of whoever mails them first, that's five to six figures of commission, from people who already know your name.
Illustrative example, not a guarantee or an offer of credit terms. Actual results depend on your book, market rates, and your compensation. Estimates come from your uploaded data plus public sources (the latest published rate averages and FHFA HPI). RefiAgent never pulls credit.
See your own numbers before you spend a dime
Import your list and RefiAgent runs your first 5 clients on the spot: estimated rate gap, equity position, and any VA or FHA windows already open. Not a demo with fake data. Your clients, today's market.
If there's nothing there, you're out 20 seconds. If there is, you'll know exactly who to call this afternoon.
Would it be a bad idea to at least look?
Run my free scan →First 5 clients free · no card · your data stays yours
Your first 5, scanned. Real numbers off your own file.
LOs put their books in. Here's what came back.
"It monitors my FHA streamline loans and shows me lots of opportunities. I will add the rest of my book."
"I tried it and it worked right away. I like the sort by commission view. This was a great find."
"I didn't have to do much, it worked right away. I haven't used the emails yet, but it looks like I can copy and paste and send."
Reviews from RefiAgent users, shared with permission. Individual results vary and are not a guarantee of client responses, closings, or commissions.
One plan. Simple pricing.
$29 a month, no setup fee. The closest tool in this category starts at $125 a month plus $100 to turn it on, and it messages your clients under its own brand. RefiAgent messages nobody.
No contract. Cancel anytime.
- 14 day free trial, no card to start
- First 5 clients scanned free
- Your whole book checked every day
- Add more client files anytime. RefiAgent grows with you
- Outreach drafted in your voice
- No contract. Cancel anytime.
Fair questions, straight answers
Is this another CRM?
No. Nothing migrates and there's nothing to learn. You import one CSV and RefiAgent watches it. Keep your current CRM, or don't have one at all. Doesn't matter.
Does RefiAgent ever contact my clients?
Never. Your data is yours, and we will never use your client data to contact anyone, for any reason. RefiAgent writes the draft; you send it from your own inbox or phone. Your clients only ever hear from you.
Is this credit pull or trigger lead data?
No. It only uses your own database plus public market data: the latest published rate averages and FHFA home price data. No credit pulls, no borrower lists, nothing your compliance team needs to lose sleep over.
Where does my data live, and what happens if I cancel?
It's encrypted in transit and at rest, isolated to your account, on infrastructure that undergoes independent SOC 2 audits. Cancel and your data is always yours to take: download a full copy anytime, and once you leave, your client data is removed completely.
What makes RefiAgent different?
RefiAgent is the only AI agent built for loan officers that watches the book you already own and never contacts your clients. Other retention tools message your clients under their own brand, or are priced for enterprise teams. RefiAgent briefs you, and you do the talking.
What do I need to get started?
A CSV of your closed loans: borrower name, loan amount, rate, close date, loan type. It's a 20 second import and your first 5 clients get scanned free. Upload more files anytime; new closings get added to your RefiAgent database automatically.
Your past clients are in someone else's pipeline right now.
RefiAgent watches every one of them, every day, and writes the message when it's time. All you do is send it.
Scan my book free →20 second import · first 5 clients free · no card · no contract